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and general appearance of the unit. Within six months after I took over, we began getting top ratings for general appearance and cleanliness from Burger World and many compliments from customers. MANAGER TRAINEE, JACK IN THE BOX RESTAURANTS (1986 to 1989) I was trained in fast food management at a number of Jack In The Box locations. The principal training method was to rotate me through every job in the operation. I learned to adjust cooking to demand so that customers always received freshly cooked food. I also learned that the cleaner the restaurant, the more food you sell. EDUCATION: Graduated Northside High School, 1985 PERSONAL: Single, no dependents HOBBIES: Restoring a 1932 Ford; playing softball C. Draft Your Personal Financial Statement You can skip the rest of this chapter unless you are seeking a loan or investors for your business. Your personal financial statement will list your personal assets, liabilities, income and expenses. It tells your backers a lot about your ability to handle money. Dont be discouraged if your financial condition is weak. Your backers want to know about you, the good and the bad, and they understand that you need money. Preparing this statement in a form lenders are used to seeing involves several steps, which this chapter will take you through step by step. As youll see, the task is not much harder than filling out a credit application. Drawing up a good personal financial statement isnt difficult, but it does involve attention to detail. I recommend that you do a rough draft before transferring all the information to the tear-out Personal Financial Statement form in Appendix 4. If you have a computer, you may want to set up a spreadsheet instead. If you already own or have an interest in an existing business, you may wish to include a separate statement of the business net worth or balance sheet and profit and loss statement. If you own all or a portion of a business and dont plan to submit a separate statement on the business, include your share of the business on this personal financial statement. NoteCo-owned property note: If you own an item with others and the other owners will not sign for the loan, enter only the value of your share of the assets and corresponding liability. If all parties will sign for the loan, enter the full amount. Describe the ownership type (joint tenancy, community property, tenants in common, partnership or separate property). If youre not sure how you own property, look at the deed or other title document.
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